Who We Are
Protecting Your Loved Ones in Nigeria - Wherever You Are
Diaspora Health Cover
At Diaspora Health Cover, we understand the deep care and responsibility you feel for family back home. Whether you're in the UK, USA, Europe, the Emirates, or anywhere else in the world, distance should never stand in the way of your loved ones getting quality healthcare in Nigeria.
That's why we've partnered with NEM Insurance - one of Nigeria's most trusted insurers with over 50 years of proven service — to provide dependable, comprehensive health insurance for your loved ones.
Mission & Vision
Guided by our mission and vision, we strive to deliver exceptional insurance solutions that protect what matters most to you.
Our Mission
Connect Nigerians in the diaspora to trusted, accessible, and affordable health insurance — so your loved ones get the care they deserve, and you enjoy true peace of mind.
Our Vision
To be the most trusted and innovative insurance provider, setting new standards for customer experience and financial security in the communities we serve.
What Makes Us Different?
Discover the key advantages that set us apart in providing exceptional healthcare coverage and service.
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Why Choose Diaspora Health Cover?
At Diaspora Health Cover, we believe that distance should never come between you and the wellbeing of your loved ones back home. For too long, Nigerians in the diaspora have faced the same painful question: “How can I make sure my family in Nigeria gets quality healthcare when they need it most?”
We exist to give you a simple, trusted, and affordable answer.
By partnering with NEM Insurance, one of Nigeria’s most respected insurers with over 50 years of experience, we provide a secure bridge between you abroad and your family at home. Whether you’re in the UK, USA, Canada, Europe, the Middle East, or anywhere else in the world, you can now ensure your parents, children, or relatives in Nigeria are covered with dependable health insurance.
Here’s why families like yours choose us:
● Peace of Mind Across Borders – No matter how far you are, you can take care of your loved ones’ health needs in Nigeria.
● Trusted Partnerships – Backed by NEM Insurance, your family’s care is supported by a company with decades of credibility and a wide hospital network.
● Flexible & Affordable Plans – From individuals to families, and even tailored options for seniors, we make healthcare accessible for every need.
● Simple Enrollment, Fast Support – No long forms or complicated processes — just straightforward coverage and 24/7 support.
● A Community-Driven Mission – We are not just selling insurance; we are connecting the global Nigerian community with reliable healthcare solutions that protect what matters most: family.
With Diaspora Health Cover, you don’t just buy insurance — you buy reassurance, knowing that no matter where life takes you, your loved ones in Nigeria are never left without care.
Core Values That Define Us
Our values guide everything we do, from the way we serve our clients to how we work together as a team.
Integrity
We uphold the highest standards of honesty, ethics, and transparency in all our interactions.
Customer Focus
Our clients are at the heart of everything we do. We listen, understand, and deliver personalized solutions.
Innovation
We embrace change and continuously seek new ways to improve our services and exceed expectations.
Meet Our Leadership
Dedicated professionals committed to providing you with the best insurance solutions.
Akinwunmi Olufeagba
COO
Akinwunmi Olufeagba is an experienced economist, business strategist, and financial markets expert with a strong background in economic consulting, risk …
David Coker
CEO
With over 20 years of experience in the IT industry, I have successfully led and delivered complex technology initiatives across …
Frequently Asked Questions
Find answers to common questions about our services and coverage.
General Information
Both individuals and families (dependents) living in Nigeria can be covered.
The plan is powered by NEM Health, a subsidiary of NEM Insurance PLC.
Diaspora Health Insurance is a healthcare plan that allows Nigerians abroad to provide reliable medical coverage for their loved ones back home. It ensures access to quality hospitals, medications, and treatments across Nigeria.
Diaspora Health Cover is a comprehensive health insurance solution designed specifically for diaspora communities, providing access to quality healthcare services worldwide.
You can sign up by creating an account on our website, selecting your preferred plan, and completing the registration process online.
We accept various payment methods including credit/debit cards, bank transfers, and mobile money.
Coverage
Coverage is available across Nigeria, depending on your selected plan (Tier 1–2 hospitals for Tulip, Tier 1–3 for Hazel, and Tier 1–4 for Ivy).
Yes. Emergency services such as accident treatment, medical transportation, stabilization, and even a free Uber/Bolt ride in emergencies are fully covered.
The plan offers unlimited annual benefits, with specific financial limits on surgeries, major diseases, neonatal care, and dental/optical services depending on your chosen plan.
Our health plans cover a wide range of medical services including hospitalization, outpatient care, emergency services, and more. Please check the specific plan details for complete coverage information.
Coverage for pre-existing conditions varies by plan. Some plans may have waiting periods or specific conditions. Please review the plan details or contact our support team for more information.
Benefits
Services include outpatient and inpatient care, specialist consultations, medications, diagnostic tests, telemedicine, maternity, neonatal care, surgeries, cancer and major disease treatment, dental, optical, mental health, and physiotherapy.
Yes. Outpatient consultations and limited inpatient psychiatric care are provided (coverage varies by plan).
Yes. Coverage includes chemotherapy, radiation, and surgery with plan-specific limits.
Yes. Neonatal intensive care, phototherapy, incubator use, and congenital anomaly treatments are included (limits vary by plan).
Yes. Antenatal care, normal delivery, caesarean section, assisted delivery, and post-natal care are included. Epidural is only covered under the Ivy plan.
Claims
You can file a claim by logging into your account and submitting the required documents through our online portal. Our claims team will review your submission and process it accordingly.
Most claims are processed within 5-7 business days after we receive all required documentation. Complex cases may take longer.
Pricing
Premiums are paid annually.
Pricing is based on age range and chosen plan:
Ages 0–65 years
Tulip: $180 / year
Hazel: $240 / year
Ivy: $360 / year
Ages 66–75 years
Tulip: $420 / year
Hazel: $600 / year
Ivy: $960 / year
Eligibility & Dependents
Exclusions include:
Epidemics and pandemics
Alternative/Unorthodox medicine
Weight loss/obesity treatments
Substance abuse treatments
Professional sports injuries
Donor costs for transplants
Procedures not listed in the plan
Yes. A medical exam may be required before enrollment.
Yes. Family plans are available, and dependents can be added based on your chosen package.
Nigerians aged 0–75 years can be enrolled, with premiums based on age bracket.